Personal Banking
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Checking Accounts

New Outlooks Club

• $100.00 to open
• Individual - $9.50 per month
• Family - $12.50 per month
• Accidental Death and Dismemberment Insurance
• Identity Theft with Fraud Assistance
• Free Personalized Checks – 4 Boxes per year (150 wallet style blue or custom gray)

Senior Citizen – 60 Years of Age & Over (Either Party)

• $100.00 to open
• No Monthly Service Charge
• Free Personalized Checks – 4 Boxes per year (150 wallet style blue or custom gray)

Regular Checking

• $100.00 to open
• $500.00 & above – No Monthly Service Charge or Per Item Fee Over 20
• $499.00 to $300.00 – $5.50 per month
• $299.99 to $200.00 – $6.50 per month
• $199.99 & below – $7.50 per month
• Checks in Excess of 20 – .25 per item

Student Checking – Customers enrolled in High School or College

• $100.00 to open
• Monthly Service Charge  Waived Until Graduation
• Free Personalized Checks – First Order Only (150 wallet style blue or custom gray)

Free Checking

• $50.00 to open
• No Monthly Service Charge
• No Minimum Balance Required
• Unlimited Check Writing
• Monthly Statements Received – No Images Provided

NOW Account

• $1,500.00 to open
• $1,500.00 & Above – No Monthly Service Charge
• Below $1,500.00 – $7.00 fee
  No interest earned on days balance remains below $1,500.00
• Interest Accrues On Daily Balance – Paid Monthly
• Each Check Written Will Be Assessed a .20 Fee